UK salary benchmark 2026/27

Underwriter salary in Leeds

The average Underwriter salary in Leeds is £39,200 per year (£2,645/mo net take-home pay after UK tax, or £20.10/hr).

Entry-level / Junior
£31,400 / year

≈ £2,177 / month after tax

Hourly rate: £16.10/hr (37.5h/wk)

Typical starting package for a graduate or junior Underwriter in Leeds (0–2 years experience).

Mid-level / Experienced
£39,200 / year

≈ £2,645 / month after tax

Hourly: £20.10/hr • Daily: £151/day

Market median for an established Underwriter in Leeds (2–5 years experience).

Senior / Lead
£51,000 / year

≈ £3,345 / month after tax

Hourly rate: £26.15/hr (37.5h/wk)

Top percentile pay for senior & lead Underwriter specialists in Leeds (5+ years).

Take-home pay vs. living cost in Leeds

Based on the 2026/27 UK tax year (standard 1257L tax code), a mid-level Underwriter earning £39,200 takes home £2,645 net per month (or £610/week).

Monthly net take-home pay £2,645
Est. 1-bed monthly rent in Leeds £1,000 (38% of net pay)
Disposable income after rent £1,645 / month

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Frequently asked questions about Underwriter pay in Leeds

How much does a Underwriter earn in Leeds in 2026/27?

The average Underwriter salary in Leeds is £39,200 per year (or £20.10 per hour based on a standard 37.5-hour UK working week). Entry-level and graduate Underwriter roles start around £31,400 per year, while senior and lead specialists earn up to £51,000 per year.

What is the monthly take-home pay for a Underwriter in Leeds after UK tax?

On a median Underwriter salary of £39,200 in Leeds, your estimated net take-home pay is £2,645 per month (approx. £610 per week) after deducting 2026/27 UK Income Tax and Class 1 National Insurance under the standard 1257L tax code.

What is the typical hourly and daily rate for a Underwriter in Leeds?

A mid-level Underwriter in Leeds earns an equivalent hourly rate of £20.10/hr (ranging from £16.10/hr for junior roles to £26.15/hr for senior roles) and a permanent daily salary equivalent of £151 per day.

Is a Underwriter salary enough to live comfortably in Leeds?

With a net monthly income of £2,645 and an estimated 1-bedroom rent of £1,000 per month in Leeds, housing takes approximately 38% of a Underwriter's take-home pay — leaving £1,645 per month in disposable income.

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