Underwriter salary in Birmingham
The average Underwriter salary in Birmingham is £39,600 per year (£2,669/mo net take-home pay after UK tax, or £20.31/hr).
≈ £2,195 / month after tax
Hourly rate: £16.26/hr (37.5h/wk)
Typical starting package for a graduate or junior Underwriter in Birmingham (0–2 years experience).
≈ £2,669 / month after tax
Hourly: £20.31/hr • Daily: £152/day
Market median for an established Underwriter in Birmingham (2–5 years experience).
≈ £3,369 / month after tax
Hourly rate: £26.41/hr (37.5h/wk)
Top percentile pay for senior & lead Underwriter specialists in Birmingham (5+ years).
Take-home pay vs. living cost in Birmingham
Based on the 2026/27 UK tax year (standard 1257L tax code), a mid-level Underwriter earning £39,600 takes home £2,669 net per month (or £616/week).
Compare Underwriter pay by UK city
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Live Underwriter jobs in Birmingham
Every listing includes our interactive postcode Area guide & commute calculator
Transport Compliance Manager
£40,000Technical Network • Aston, Birmingham, B6 5AD
Business Systems Analyst
£37,039Page Group • Birmingham, West Midlands, B4 7NA
Head of New Store Openings and Training
£40,000T3AM Global • Birmingham, West Midlands, B4 7NA
Director of Asset Management
£100,000Goodman Masson • Birmingham, West Midlands, B4 7NA
Occupational Therapist, Occupational Therapy
£39,473Birmingham City Council • Birmingham, West Midlands, B4 7NA
Group Holiday Coordinator
£34,691Yates Travel • Birmingham, West Midlands, B4 7NA
Frequently asked questions about Underwriter pay in Birmingham
How much does a Underwriter earn in Birmingham in 2026/27?
The average Underwriter salary in Birmingham is £39,600 per year (or £20.31 per hour based on a standard 37.5-hour UK working week). Entry-level and graduate Underwriter roles start around £31,700 per year, while senior and lead specialists earn up to £51,500 per year.
What is the monthly take-home pay for a Underwriter in Birmingham after UK tax?
On a median Underwriter salary of £39,600 in Birmingham, your estimated net take-home pay is £2,669 per month (approx. £616 per week) after deducting 2026/27 UK Income Tax and Class 1 National Insurance under the standard 1257L tax code.
What is the typical hourly and daily rate for a Underwriter in Birmingham?
A mid-level Underwriter in Birmingham earns an equivalent hourly rate of £20.31/hr (ranging from £16.26/hr for junior roles to £26.41/hr for senior roles) and a permanent daily salary equivalent of £152 per day.
Is a Underwriter salary enough to live comfortably in Birmingham?
With a net monthly income of £2,669 and an estimated 1-bedroom rent of £1,050 per month in Birmingham, housing takes approximately 39% of a Underwriter's take-home pay — leaving £1,619 per month in disposable income.
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