UK salary benchmark 2026/27

Waiter salary in Cardiff

The average Waiter salary in Cardiff is £20,200 per year (£1,505/mo net take-home pay after UK tax, or £10.36/hr).

Entry-level / Junior
£16,100 / year

≈ £1,259 / month after tax

Hourly rate: £8.26/hr (37.5h/wk)

Typical starting package for a graduate or junior Waiter in Cardiff (0–2 years experience).

Mid-level / Experienced
£20,200 / year

≈ £1,505 / month after tax

Hourly: £10.36/hr • Daily: £78/day

Market median for an established Waiter in Cardiff (2–5 years experience).

Senior / Lead
£26,200 / year

≈ £1,865 / month after tax

Hourly rate: £13.44/hr (37.5h/wk)

Top percentile pay for senior & lead Waiter specialists in Cardiff (5+ years).

Take-home pay vs. living cost in Cardiff

Based on the 2026/27 UK tax year (standard 1257L tax code), a mid-level Waiter earning £20,200 takes home £1,505 net per month (or £347/week).

Monthly net take-home pay £1,505
Est. 1-bed monthly rent in Cardiff £960 (64% of net pay)
Disposable income after rent £545 / month

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Frequently asked questions about Waiter pay in Cardiff

How much does a Waiter earn in Cardiff in 2026/27?

The average Waiter salary in Cardiff is £20,200 per year (or £10.36 per hour based on a standard 37.5-hour UK working week). Entry-level and graduate Waiter roles start around £16,100 per year, while senior and lead specialists earn up to £26,200 per year.

What is the monthly take-home pay for a Waiter in Cardiff after UK tax?

On a median Waiter salary of £20,200 in Cardiff, your estimated net take-home pay is £1,505 per month (approx. £347 per week) after deducting 2026/27 UK Income Tax and Class 1 National Insurance under the standard 1257L tax code.

What is the typical hourly and daily rate for a Waiter in Cardiff?

A mid-level Waiter in Cardiff earns an equivalent hourly rate of £10.36/hr (ranging from £8.26/hr for junior roles to £13.44/hr for senior roles) and a permanent daily salary equivalent of £78 per day.

Is a Waiter salary enough to live comfortably in Cardiff?

With a net monthly income of £1,505 and an estimated 1-bedroom rent of £960 per month in Cardiff, housing takes approximately 64% of a Waiter's take-home pay — leaving £545 per month in disposable income.

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