UK salary benchmark 2026/27

Obstetrician salary in Cardiff

The average Obstetrician salary in Cardiff is £81,600 per year (£4,824/mo net take-home pay after UK tax, or £41.85/hr).

Entry-level / Junior
£65,300 / year

≈ £4,036 / month after tax

Hourly rate: £33.49/hr (37.5h/wk)

Typical starting package for a graduate or junior Obstetrician in Cardiff (0–2 years experience).

Mid-level / Experienced
£81,600 / year

≈ £4,824 / month after tax

Hourly: £41.85/hr • Daily: £314/day

Market median for an established Obstetrician in Cardiff (2–5 years experience).

Senior / Lead
£106,100 / year

≈ £5,906 / month after tax

Hourly rate: £54.41/hr (37.5h/wk)

Top percentile pay for senior & lead Obstetrician specialists in Cardiff (5+ years).

Take-home pay vs. living cost in Cardiff

Based on the 2026/27 UK tax year (standard 1257L tax code), a mid-level Obstetrician earning £81,600 takes home £4,824 net per month (or £1,113/week).

Monthly net take-home pay £4,824
Est. 1-bed monthly rent in Cardiff £960 (20% of net pay)
Disposable income after rent £3,864 / month

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Frequently asked questions about Obstetrician pay in Cardiff

How much does a Obstetrician earn in Cardiff in 2026/27?

The average Obstetrician salary in Cardiff is £81,600 per year (or £41.85 per hour based on a standard 37.5-hour UK working week). Entry-level and graduate Obstetrician roles start around £65,300 per year, while senior and lead specialists earn up to £106,100 per year.

What is the monthly take-home pay for a Obstetrician in Cardiff after UK tax?

On a median Obstetrician salary of £81,600 in Cardiff, your estimated net take-home pay is £4,824 per month (approx. £1,113 per week) after deducting 2026/27 UK Income Tax and Class 1 National Insurance under the standard 1257L tax code.

What is the typical hourly and daily rate for a Obstetrician in Cardiff?

A mid-level Obstetrician in Cardiff earns an equivalent hourly rate of £41.85/hr (ranging from £33.49/hr for junior roles to £54.41/hr for senior roles) and a permanent daily salary equivalent of £314 per day.

Is a Obstetrician salary enough to live comfortably in Cardiff?

With a net monthly income of £4,824 and an estimated 1-bedroom rent of £960 per month in Cardiff, housing takes approximately 20% of a Obstetrician's take-home pay — leaving £3,864 per month in disposable income.

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